Saturday, March 14, 2015

The B-word meets the W-word

Eccl 7:11-12  Wisdom along with an inheritance is good
And an advantage to those who see the sun.
12 For wisdom is [i]protection just as money is [j]protection,
But the advantage of knowledge is that wisdom preserves the lives of its possessors.

 Our budgeting software is turning me into a nerdish freak: someone who doesn't stress about finances 24/7. I'm not so sure I appreciate that.

Most of the time in the last couple of years, the Hubster and I would really only be at odds with each other for one reason: we were stressed about money. It would happen in between paydays, usually at the end of the month when we needed something or something wasn't paid on time, but we just didn't have the money. Then we started using budget software. It helped some, but it wasn't a fix. Finally, I realized that it wasn't just the amount of finances we were bringing in, but the timing of the bills going out. When I set up auto-pay to conform to both of our paychecks, it smoothed things out considerably. Now, queue a move, and we're down to one paycheck. It's not rocket science, but we're once again spreading ourselves out and getting organized.

It has started to dawn on me in different ways that it is not that I'm spending money. It's having the wisdom to know how to spend our finances wisely. Some days, I feel a little like a gestapo with a checkbook; organizing exactly how much can go to what, what we need to buy, planning a menu, clipping coupons, making lists of exactly what we need....

This verse hit me this morning; Wisdom is just as much of a protection as finances are; the difference is a) wisdom doesn't just disappear. It's reusable and b) wisdom preserves its possessors. Wisdom is usually found with experience and honestly, is far more difficult to obtain. Any idiot can make money; even Proverbs sighs with exacerbation that anyone can make money, and it doesn't seem fair. Wisdom, on the other hand, takes a far deeper understanding than just dumb luck. But that perseverance builds a structure of character and hope that 'just having money' could never obtain. And no one can take that away from you.

So, it's a few days before payday, and the Zero-Balanced Budget thing (and sticking to it) is a little hard to get used to. The bills were paid, the food was purchased, and there was very little left over. It took some getting used to that no, we technically didn't have money for extraneous purchases, but... that was the point. The money was spent like it was supposed to be spent.

Wisdom is strange sometimes.

No comments:

Post a Comment